:root{--cream:#f4efe5;--paper:#fff;--navy:#0d2a47;--navy-deep:#071a2c;--yellow:#f2c230;--orange:#e56d12;--ink:#142538;--muted:#687484;--line:#ded7ca;--shadow:0 22px 55px rgba(31,39,47,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.7 Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif}
a{color:inherit}
.legal-topbar{min-height:74px;padding:.8rem max(20px,calc((100% - 1180px)/2));display:flex;align-items:center;justify-content:space-between;gap:1rem;border-bottom:1px solid rgba(242,194,48,.35);background:var(--navy);color:#fff;position:sticky;top:0;z-index:5}
.legal-brand{color:#fff;font-weight:950;letter-spacing:.12em;text-decoration:none;line-height:1}
.legal-brand span{color:var(--yellow)}
.legal-brand small{display:block;color:#b8c9d8;font-size:.46rem;letter-spacing:.23em;margin-top:.35rem}
.legal-nav{display:flex;align-items:center;gap:.55rem;flex-wrap:wrap;justify-content:flex-end}
.legal-nav a{display:inline-flex;align-items:center;min-height:42px;padding:.45rem .65rem;color:#c8d6e2;text-decoration:none;font-size:.75rem;font-weight:850}
.legal-nav a:hover,.legal-nav a:focus-visible{color:var(--yellow)}
.legal-nav .legal-home{border:1px solid var(--yellow);color:var(--yellow)}
.legal-hero{background:var(--navy-deep);color:#fff;padding:clamp(3rem,7vw,6rem) max(20px,calc((100% - 1180px)/2)) 3rem;position:relative;overflow:hidden}
.legal-hero:after{content:'IRONCLAD';position:absolute;right:-1rem;bottom:-1.9rem;color:rgba(242,194,48,.06);font-family:"Arial Narrow",Impact,sans-serif;font-size:clamp(5rem,14vw,13rem);font-weight:950;letter-spacing:.05em;line-height:1}
.legal-hero>*{position:relative;z-index:1}
.legal-eyebrow{margin:0 0 .8rem;color:var(--yellow);font-size:.7rem;font-weight:950;letter-spacing:.18em;text-transform:uppercase}
.legal-hero h1{max-width:14ch;margin:0;font-family:"Arial Narrow",Impact,ui-sans-serif,sans-serif;font-size:clamp(3rem,7vw,6.5rem);line-height:.9;letter-spacing:.02em;text-transform:uppercase}
.legal-hero p:last-child{max-width:60ch;margin:1.1rem 0 0;color:#c8d6e2}
.legal-layout{width:min(1180px,calc(100% - 40px));margin:0 auto;padding:clamp(2rem,5vw,4rem) 0 5rem;display:grid;grid-template-columns:220px minmax(0,760px);gap:clamp(2rem,6vw,5rem);align-items:start}
.legal-toc{position:sticky;top:96px;padding:1rem;background:rgba(255,255,255,.62);border:1px solid var(--line);border-top:4px solid var(--yellow)}
.legal-toc strong{display:block;margin-bottom:.55rem;color:var(--navy);font-size:.68rem;letter-spacing:.12em;text-transform:uppercase}
.legal-toc a{display:block;padding:.3rem 0;color:var(--muted);font-size:.78rem;text-decoration:none}
.legal-toc a:hover,.legal-toc a:focus-visible{color:var(--orange)}
.legal-document{min-width:0;background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow);padding:clamp(1.35rem,4vw,3.5rem)}
.legal-document h2{margin:2rem 0 .55rem;color:var(--navy);font-family:"Arial Narrow",Impact,ui-sans-serif,sans-serif;font-size:1.65rem;line-height:1;text-transform:uppercase;letter-spacing:.02em}
.legal-document h2:first-child{margin-top:0}
.legal-document p{margin:.65rem 0;color:#34465a}
.legal-document ul{margin:.55rem 0 1rem;padding-left:1.35rem;color:#34465a}
.legal-document li{margin:.3rem 0}
.legal-document a{color:var(--navy);font-weight:800;text-decoration-color:var(--yellow);text-underline-offset:3px}
.legal-meta{display:flex;gap:.55rem;flex-wrap:wrap;margin:0 0 1.8rem;padding-bottom:1rem;border-bottom:1px solid var(--line);color:var(--muted);font-size:.76rem;font-weight:750}
.legal-meta span:first-child{color:var(--orange);font-weight:950;letter-spacing:.08em;text-transform:uppercase}
.legal-contact{margin-top:1.2rem;padding:1rem 1.1rem;border-left:4px solid var(--yellow);background:#fffaf0}
.legal-contact p{margin:.15rem 0}
.legal-footer{background:var(--navy);color:#fff;padding:2rem max(20px,calc((100% - 1180px)/2));display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.76rem}
.legal-footer a{color:#c8d6e2;text-decoration:none}.legal-footer a:hover,.legal-footer a:focus-visible{color:var(--yellow)}
@media(max-width:760px){.legal-topbar{align-items:flex-start;display:grid;grid-template-columns:1fr;gap:.8rem}.legal-nav{justify-content:flex-start;gap:.25rem}.legal-nav a{min-height:44px;padding:.45rem .55rem}.legal-layout{width:min(100% - 24px,1180px);grid-template-columns:1fr;padding-top:1.2rem}.legal-toc{position:static;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.1rem .8rem}.legal-toc strong{grid-column:1/-1}.legal-document{padding:1.25rem}.legal-footer{display:grid;gap:.3rem;padding:1.7rem 1.2rem}}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}